How our funding works
We replaced slow bank paperwork and predatory compounding interest with a human-underwritten process and one flat, predictable fee.
Three simple steps
No computer algorithms make the decisions here. We review your actual cash flow and work with you directly.
Share your cashflow
Meet your underwriter
Receive flat funding
A real human reviews your application, understands your physical storefront's daily health, and calls you with an honest decision.
Apply online in ten minutes by securely uploading your recent bank statements. No business plans or tax returns required.
Get your bridge loan upfront with a single fixed fee. Repay in predictable weekly or monthly installments over twelve months.
No compounding interest
Traditional loans and daily advances carry compounding rates that spiral. We offer absolute transparency with one flat fee.
Flat-fee bridge
Compounding term
Daily percentage
Borrow $50,000. Pay back exactly $54,000 over 12 months. No compounding interest, no prepayment penalties, and no hidden fees.
Borrow $50,000. Pay compounding APR plus origination fees, annual fees, and strict collateral requirements that take months to clear.
Borrow $50,000. Pay daily double-digit percentages of your card sales. Fees compound rapidly, draining your daily cash flow.
Clear-cut answers
What are the fees?
Is collateral required?
We charge one flat, upfront fee determined during underwriting. There is no compounding interest, meaning your total repayment amount never increases.
We do not require physical collateral or personal home liens. We underwrite based on your business's cash flow and local health.
How fast is funding?
Who qualifies?
Once you submit your bank statements, our human underwriters review your application within 24 hours. Approved funds are deposited in days.
Independent brick-and-mortar businesses with a physical location, active cash flow, and at least one year of operating history.
Ready to secure your business's physical front door?